MaxDividends Ideas: This Financial Giant is Built for Steady Dividends
Super Safe with 1.39% Yield and 27.1% Payout Ratio
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💡 An ongoing dividend stream proves that a company is generating sufficient capital to cover expenses, pay the interest on its debt and reward its owners.
MaxDividends Ideas: Super Safe 1.39% Yield and 27.1% Payout Ratio
This Financial Giant is Built for Steady Dividends
A company that’s been quietly ramping up its dividend growth by a massive 117% over five years while keeping a conservative 27.1% payout ratio.
Picture a steady 1.39% yield on top of that, backed by one of the strongest brands in finance. This isn’t your average financial stock—it’s the kind of stock that doesn’t just talk about growth, it delivers.
“Always put the client first. No matter what.” – Charles Schwab
Meet Charles Schwab Corp (NYSE: SCHW)
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally.
The company operates in two segments, Investor Services and Advisor Services.
Financial Score: 84 / 99
Charles Schwab might be best known for brokerage, but if you’re looking for a dividend stock that’s serious about income growth, you’re in the right place.
With dividends set at $0.25 per share each quarter, giving shareholders $1.00 per year, Schwab keeps it simple yet strong (source).
And here’s the kicker: in an industry where dividend cuts aren’t exactly rare, Schwab’s 27.1% payout ratio is like a protective buffer, letting them grow dividends without stretching their cash flow (source).
Why 117% Dividend Growth Should Grab Your Attention
Here’s what’s wild: Schwab didn’t just start paying dividends recently. But over the past five years, they’ve cranked up the payout by 117%.
That’s serious growth and one of the highest in its peer group (source). Schwab’s not in the game to impress with a sky-high yield; they’re here to deliver a reliable, well-balanced dividend that’s built to last.
What Sets Schwab Apart in the Financial Game?
While other companies may blow through profits, Schwab keeps their payout ratio under 30%, a refreshing choice in a sector that can be notorious for stretching cash flow.
A low payout means they’ve got cash for whatever the market throws at them, be it growth opportunities, acquisitions, or simply continuing that steady dividend (source).
Charles Schwab - Quick MaxDividends Team Overview
🟢 Statement: The company is earning and has demonstrated profit according to the latest reports
🟢 Sales: The company's sales are growing steadily, which contributes to its good prospects
🟢 Profitability: The company has shown an increase in operating profit over recent years, which underlines its successful development strategy
🟢 Earnings: The dynamics of earnings per share are positive, the company shows good pace and stability in terms of profitability
🟢 Overall: The business is very stable and generates excellent, stable incomeImportant Notice
If you want to stay on top of your portfolio's health, don't forget to check in on the financials of the companies you've invested in. The better shape they’re in, the better your results will be. Keep an eye on their quarterly and annual reports to see how they're performing.
MaxDividends Top Stocks pay sustainable dividends by decades without interruption, rasing them consistently over years.
Here is a quick dive into Charles Schwab financials over last years
To keep your portfolio in good shape, make sure you're regularly checking the financials of the companies you're invested in. Stronger companies deliver better results, so it’s important to track their quarterly and annual reports.
Top-tier companies usually have a Financial Score of 80+, with the best hitting 90+. If you notice that score dropping below 80, it might be time to rethink your position before things go south.👉 Learn more about Financial Score
This is just the free version of MaxDividends. In the Premium version, our members get access to a curated watchlist of 19,000 companies worldwide, all scored by our team on a regular basis.
Companies with 90+ Financial Score already there and Standex International Corp is tracked too on that list. Don’t forget to check Financial Score periodically. Or switch on notifications about changes.
Interesting Fact
Schwab Was the Original “Investor’s Friend”
Founded in 1971, Schwab didn’t start out as just another brokerage. They basically pioneered low-cost investing for the masses.
They disrupted the game by making brokerage accessible, putting power back in the hands of the average investor, and growing into a financial powerhouse with a reputation for innovation.
That legacy is why Schwab continues to attract long-term investors
Top 3 Competitors
IG Group Holdings
MarketAxess Holdings (Max’s personal favourite but overvalued right now)
Compagnie Financiere Tradition
Every week on Mondays, our team handpick top 10 high yield dividend growing reliable undervalued stocks to invest in. All the MaxDividends Top companies you can find in the MaxDividends List.
Bottom Line
Is Schwab the Right Dividend Play?
So, here’s the deal. Schwab’s 1.39% yield might not blow your mind, but combine that with 117% dividend growth and a smart 27.1% payout ratio, and you’re looking at a seriously solid income stock.
If you want dividends with room to grow, Schwab is a unique play in finance that’s built to keep on delivering.
Premium version of MaxDividends will get you access to up-to-date Financial Score Scanner with 19,000 companies worldwide.
👉 Learn more about Financial Score
Buy Schwab Now?
To get the most from your investments it is always better identify time the company undervalued or at least fairy valued.
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We put this research together as a team, and it took us about 3 days to prep everything. I’d be happy to chat if you have any ideas or questions!
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MaxDividends Idea: Retire Early & Live Off Dividends
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No one wants to work forever, and the question of financial security becomes more pressing. Can we really count on enjoying life after retiring, without having to find another job just to make ends meet?
MaxDividends Key Concept
Predictability in important things is the foundation of peace of mind. Peace of mind is the basis of financial well-being. MaxDividends is all about peace of mind.
At MaxDividends, we focus on a dividend growth strategy. It’s a great fit for investors who want capital appreciation, a decent level of safety, and growing income.
As the name suggests, dividend growth investing is all about finding stocks that pay dividends and can keep growing them over time. MaxDividends is all about that plus maximizing yields to get the most from dividends and boost growing passive income on your side.
MaxDividends Stocks pay sustainable dividends by decades without interruption, rasing them consistently over years.
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MaxDividends Stocks are Unique
MaxDividends Stocks are Unique. They not only provide income but have a strong track record of increasing that income over the years. Plus, investing in companies that consistently raise dividends has historically been a solid strategy.
Do you know what is the power of the MaxDividends Key Concept? It is that even if you stop investing right now, your dividend income will continue to grow.
This is how Max Dividends operates: No worries about price fluctuations, no concerns about stock market noise.
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MaxDividends Mission
Help & support everyone on the way to build growing passive income, retire early and live off dividends.
Build and grow your own dividend machine with MaxDividends to boost passive income, retire early and live off dividends with community of like-minded
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