MaxDividends Ideas: Why This Bank Could Be a Long-Term Winner
3.88% Dividend Yield and 19.93% Dividend Growth
MaxDividends Mission: Help & support everyone on the way to build growing passive income, retire early and live off dividends
For dividend investors looking for opportunities with a side of strong growth. MaxDividends Stocks Ideas is a daily, in-depth look at companies that can be considered as dividend portfolio ideas. Don’t miss out on fresh stock picks and insights!
This is a free version of MaxDividends. Get Premium to unlock all the features of MaxDividends!
MaxDividends Premium: What You’ll Get
+ Bonus - access to full list of MaxDividends stocks updated weekly. Boost your passive income for living off dividends.
Unlock Top-notch dividend growth investment ideas and insights, handpicked to help you crush your financial goals, retire early and live off dividends.
NEW! List of the Most Dangerous Dividend Stocks You Should Avoid to Invest In Right Now
Stay away from dividend-trap companies with the most accurate list of dangerous stocks updated weekly
Ready-to-go step by step weekly guide to achieving financial freedom.
Grab ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week.
Posts & Podcasts with deep dives into the top dividend stocks we hold. Key points, current statement, perspectives and consensus.
My personal MaxDividends portfolios and short list with all the changes and updates weekly.
Comprehensive tools to help you on the way retire early and live off dividends.
Community Like-Minded Access
Stay in touch with me and other MaxDividends followers. MaxDividends community chat of like-minded who wants to live off dividends and retire early. Discuss ideas, share insights, build plans and set goals. Support, motivation, like-minded - all in!
💡 Avoid getting too excited just because a stock has a sky-high dividend yield. That can sometimes signal trouble, not opportunity.
MaxDividends Ideas: Why This Bank Could Be a Long-Term Winner
For dividend investors looking for stability with a side of strong growth, this bank stands out.
Offering a 3.88% dividend yield, it combines reliable payouts with impressive dividend growth. Over the past three years, its dividend has grown by an average of 19.93% per year, making it a promising option for those seeking both income and growth.
Meet PCB Bancorp (NASDAQ: PCB)
Financial Score: 86 / 99
Headquartered in California, PCB Bancorp is the holding company for PCB Bank, which serves a diverse array of communities across the U.S. Its quarterly dividend of $0.18 per share, last paid in August 2024, shows the company’s consistency in returning value to its shareholders.
What's more, with a payout ratio of 41.14%, PCB is maintaining a solid balance between rewarding investors and reinvesting in its operations.
Strong Financials and Growth Potential
PCB Bancorp is not just maintaining its dividends—it's growing them. The bank has increased its dividend for five consecutive years, reflecting its strong financial health and commitment to shareholders.
The company’s manageable payout ratio of around 40% indicates that it has the room to continue this growth trend without risking its financial stability.
On top of that, PCB Bancorp’s earnings are expected to grow by 5.37% over the next year, further boosting its potential to sustain and even increase dividends. This financial discipline makes it an attractive option for dividend investors who prefer long-term stability.
PCB Bancorp - Quick MaxDividends Team Overview
🟢 Analysis of the latest reports allows us to conclude that the company is successfully generating profit.🟢 Sales growth is a noticeable positive factor in a positive business assessment🟢 The positive dynamics of operating profit in recent years indicates a good margin of safety for the company.🟢 The dynamics of earnings per share are positive, the company shows good pace and stability in terms of profitability🟢 The company's business demonstrates a high degree of sustainability and stable income generation.Important Notice
If you want to stay on top of your portfolio's health, don't forget to check in on the financials of the companies you've invested in. The better shape they’re in, the better your results will be. Keep an eye on their quarterly and annual reports to see how they're performing.
The strongest and most stable companies tend to have a Financial Score of 80+, with the very best ones hitting 90+. If you see that score start to dip below 80, that’s your cue to consider jumping ship before things get worse.
Learn more about Financial Score here
This is just the free version of MaxDividends. In the Premium version, our members get access to a curated watchlist of 19,000 companies worldwide, all scored by our team on a regular basis. Companies like PCB Bancorp are on that list, too!
Interesting Fact
A Bank with Deep Community Roots
One fascinating detail about PCB Bancorp is its deep connection to the Korean-American community. Established in 2005 as Pacific City Bank, PCB was founded to provide financial services tailored to the Korean-American population, particularly focusing on small businesses and entrepreneurs within this community.
Over time, PCB Bancorp has grown significantly by offering specialized banking solutions such as SBA loans, commercial real estate lending, and small business financing to its clients.
This community-driven mission has helped the bank thrive, making it a crucial financial institution not only for minority-owned businesses but for a broad customer base across the U.S.
Conclusion
A Compelling Choice for Dividend Investors
With a Financial Score of 86 / 99, PCB Bancorp is well-positioned as a strong choice for dividend-focused investors. If you’re looking for a company that offers both a stable yield and impressive dividend growth, PCB Bancorp should definitely be on your radar.
Its combination of consistent payouts, growth potential, and a responsible payout ratio makes it a solid pick for those planning their long-term investment strategy.
Buy Now?
To get the most from your investments it is always better identify time the company undervalued or at least fairy valued.
This is a free version of MaxDividends. In Premium version you’ll get access to clear signals if the intrinsic value of company at the moment.
Unlock MaxDividends Premium to get access to the most promising dividend ideas with MaxDividends like-minded.
We've got exciting opportunities for you—and here's the kicker, they’re currently undervalued.
These stocks are trading at a discount, and smart investors know this is where the real opportunity lies. Right now is the best moment to jump in before the market catches up.
No one wants to work forever, and the question of financial security becomes more pressing. Can we really count on enjoying life after retiring, without having to find another job just to make ends meet?
MaxDividends Key Concept
Predictability in important things is the foundation of peace of mind. Peace of mind is the basis of financial well-being. MaxDividends is all about peace of mind.
At MaxDividends, we focus on a undervalued high yield dividend stocks and dividend growth strategy.
It’s a great fit for investors who want capital appreciation, a decent level of safety, and growing income.
As the name suggests, dividend growth investing is all about finding stocks that pay dividends and can keep growing them over time.
👉 Max’s Portfolios with all updates and ideas
MaxDividends Stocks are Unique
They not only provide income but have a strong track record of increasing that income over the years.
Plus, investing in companies that consistently raise dividends has historically been a solid strategy.
Do you know what is the power of the MaxDividends strategy? It is that even if I stop investing right now, my dividend income will continue to grow. And even a conservative forecast says that in the next 10 years the growth will be 4 times.
👉 Full list of MaxDividends Stocks
My High Yield Dividend Growth Story
Retire Early and Live Off Dividends. $12,000 monthly for 120 months
My name is Max, nice to meet you! I am an entrepreneur, dad to three, and a private investor in stocks. Pick up high-yield dividend growth stocks to live off dividends and retire early.
The idea of growing passive income typically dawns on us when we realize we’re no longer in our twenties. For me, this realization hit around age 35. I don’t plan to run a business my entire life—I have big plans for other areas of my life too. I enjoy writing, blogging, and sharing my experiences. Retire early before 50 is the main mission for me now.
Ten years ago, I started investing in growth stocks. By now, the capital from those investments and my past savings have allowed me to start implementing my planned strategy. In the early years, I focused primarily on growth stocks, but over the past few years and especially in recent months, I’ve shifted more towards high-yield, dividend growing stocks.
At this stage in my life, predictable growing passive income is more important than the long-term price appreciation of stocks, because I plan to live off the dividends.
🙏 To focus on what we love, we need stop worrying about daily expenses. For me, the solution was creating a growing passive income stream through dividend stocks.
As an author of the MaxDividends Strategy I follow it to pick up high-yield & dividend growth stocks to live off dividends and retire early. I share my way and methodology of achieving the dream goal to live off dividends step by step.
MaxDividends Mission
Help & support everyone on the way to build growing passive income, retire early and live off dividends.
Build your own dividend machine with MaxDividends to launch growing passive income, retire early and live off dividends with community like-minded
This is a free version of MaxDividends. Get Premium to unlock all the features of MaxDividends!
MaxDividends Premium: What You’ll Get
+ Bonus - access to full list of MaxDividends stocks updated weekly. Boost your passive income for living off dividends.
Unlock Top-notch dividend growth investment ideas and insights, handpicked to help you crush your financial goals, retire early and live off dividends.
NEW! List of the Most Dangerous Dividend Stocks You Should Avoid to Invest In Right Now
Stay away from dividend-trap companies with the most accurate list of dangerous stocks updated weekly
Ready-to-go step by step weekly guide to achieving financial freedom.
Grab ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week.
Posts & Podcasts with deep dives into the top dividend stocks we hold. Key points, current statement, perspectives and consensus.
My personal MaxDividends portfolios and short list with all the changes and updates weekly.
Comprehensive tools to help you on the way retire early and live off dividends.
Community Like-Minded Access
Stay in touch with me and other MaxDividends followers. MaxDividends community chat of like-minded who wants to live off dividends and retire early. Discuss ideas, share insights, build plans and set goals. Support, motivation, like-minded - all in!
FAQ
👉 What is MaxDividends project idea?
👉 What is MaxDividends strategy?
👉 How do you choose MaxDividends stocks?
👉 How well does the MaxDividends strategy work for building a growing passive income?
👉 One more secret sauce of MaxDividends strategy
👉 MaxDividends Roadmap to Early Retirement with Living Off Dividends