💡 One More Secret Ingredient for the MaxDividends Strategy
Meet the Financial Score – your ultimate metric for selecting top stocks for your portfolio.
MaxDividends Mission: Helping & Supporting Everyone in Building a Growing Passive Income, Retiring Early, and Living Off Dividends.
No one wants to work forever, and the question of financial security becomes more pressing. Can we really count on enjoying life after retiring, without having to find another job just to make ends meet?
Intro
As the founder and CEO of BeatMarket (beatmarket.com) and MaxDividends, I actively use our platform’s innovations to make investment decisions.
At MaxDividends, we apply the Financial Score in the final stage of stock selection, choosing only companies with a score of 80 or higher. Today, I’d like to dive deeper into what the Financial Score is and why it matters.
💡 One More Secret Ingredient for the MaxDividends Strategy
Meet the Financial Score – your ultimate metric for selecting top stocks for your portfolio.
What Is the Financial Score?
The Financial Score is a rating system that evaluates a company's fundamental strength. It ranges from 20 to 99, with higher scores indicating stronger, more reliable companies.
Stocks with a score of 80+ are considered high-quality investments, while those rated 50 or below are seen as weaker choices. This score allows you to efficiently filter thousands of stocks and build investment strategies that maximize returns.
Global vs. Local Scores
The Financial Score consists of two components: Global and Local. The Global Score measures a company's strength on a worldwide scale, while the Local Score evaluates its performance within its home country.
Both scores use the same metrics but are ranked separately, helping you identify market leaders at both global and local levels.
Coverage and Methodology
Our team analyzes over 20,000 companies worldwide, covering:
North America: USA, Canada
Europe: UK, Finland, Sweden, Norway, Denmark, France, Italy, Spain, Germany, Poland, Netherlands, Belgium, Portugal, Ireland
Asia & Oceania: Japan, Australia, China, India
We collect financial data daily and review 25 years of historical reports to ensure thorough and accurate evaluations. This long-term perspective allows us to assess a company’s resilience during economic downturns.
The Financial Score Consists of 3 Key Components
1. Growth Evaluation
We analyze key financial metrics, including sales, operating profit, net income, earnings per share, return on equity, and their trends over time.
Understanding whether a company is growing and evolving—or stagnating and incurring losses—is essential for making informed investment decisions.
2. Dividend Policy Evaluation
A company’s approach to dividends reflects its transparency and management strength. At MaxDividends, we assess:
Whether the company pays dividends
Dividend trends and payment frequency
Whether dividends come from current income rather than past profits or debt
Dividend per share and the percentage of profit allocated to payouts
A well-structured dividend policy—whether through consistent payments, regular increases, or reinvesting all funds into growth—indicates strong, strategic business management.
We also consider share buyback programs. When a company repurchases its own shares, it signals management’s confidence that the stock is undervalued.
3. Stability Evaluation
This section measures the company’s overall financial health, including:
The ratio of total assets to total liabilities
The ratio of current assets to current liabilities
Debt-to-equity ratio
Growth sustainability
A financially stable company maintains a strong cushion to navigate market downturns and continue operating effectively during economic crises.
Scoring System: Growth – Dividend – Stability
Each section—Growth, Dividend, and Stability—has a maximum score of 5 points. If a company meets all top-tier business criteria, it earns a total of 15 points.
The system then ranks companies and converts this evaluation into the Financial Score:
The Global Financial Score ranks companies worldwide.
The Local Financial Score ranks companies within a specific country.
Why This Matters
Buy Strong Businesses, Sell Weak Ones
Historically, companies with a Financial Score of 90+ have significantly outperformed those with lower ratings. See how high-rated stocks (90+) compare to lower-rated stocks (60 and below) in terms of performance.
Selecting stocks based on a company's fundamental metrics is a smart way to identify the best businesses. The Financial Score enables the MaxDividends team to quickly spot market leaders and underperformers for long-term investing.
MaxDividends Idea
👉 My Own High Yield Dividend Growth Story
Retire Early and Live Off Dividends. $12,000 monthly for 120 months. No one wants to work forever.
MaxDividends Community
With MaxDividends Community you’ll always be part of a winning team and stop viewing the future as an uncertainty. Worry will fade, replaced by confidence and peace of mind. You’ll focus on doing what you love while your passive income continues to grow.
Choosing a strong environment is the key to achieving outstanding results. If you surround yourself with people who dream bigger than you, you increase your chances of reaching greater heights. Surround yourself only with those who will support you on your path to success.
Ready to Give It a Try?
Check Your Subsription Status & Upgrade to Premium.
If you have any questions, feel free to email me at: maxdividends@beatmarket.com
What You’ll Get by Joining MaxDividends Premium
The most important thing our MaxDividends community members value us for
Freedom & Independence
No boss, no schedules—complete control over your time. Ability to work on passion projects or simply enjoy life without financial stress.
Passive Income That Grows Over Time
Dividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don’t need to sell assets to cover expenses.
Protection Against Inflation
Dividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power.
Stress-Free Investing
No need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue.
More Time for Family & Personal Goals
Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.
Health & Well-Being Benefits
Less work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices.
Avoiding the Corporate Rat Race
Escape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises.
Living Life on Your Own Terms
Ability to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day—whether it's reading, volunteering, or building a new skill.
Leaving a Legacy
Build generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example.
Financial Security & Peace of Mind
A well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings—passive income keeps flowing.
Many who already joined say it’s the best financial decision they’ve ever made—because money becomes a tool for freedom, not a source of stress.
Ready to Give It a Try?
Check Your Subsription Status & Upgrade to Premium.
If you have any questions, feel free to email me at: maxdividends@beatmarket.com
MaxDividends Community: What ELSE You’ll Get Here
🔹 MaxDividends Stocks of the Week
Top 10 undervalued, high-yield, ultra-high yield, and dividend growth stocks every week.
Bonus: Full access to the updated weekly list of MaxDividends stocks—boost your passive income and start living off dividends.
🔹 Top Dividend Insights
Get exclusive, high-quality dividend investment ideas and insights, handpicked to help you crush your financial goals, retire early, and live off dividends.
🔹 Roadmap to Live Off Dividends
A step-by-step weekly guide to achieving financial freedom through dividend investing.
🔹 Easy Peasy: Build Your MaxDividends Portfolio
Ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week—making it easier to build a strong dividend portfolio.
🔹 MaxDividends Business Overview
Deep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus.
🔹 MaxDividends Portfolio: Goal → $12,000 Monthly for 120 Months
My personal dividend portfolios with weekly updates, changes, and insights.
🔹 MaxDividends App & Tools Access
Comprehensive tools to help you retire early and live off dividends with confidence.
🔹 Community of Like-Minded Investors
Stay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors—all in one place!
🔹 Sunday Coffee ☕️
My personal life & business column, where I share:
Life moments & investing insights
Long-term investment philosophy
Thought-provoking ideas to help you succeed
🟢 What ELSE You’ll Get
Top Dividend Ideas
Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.
By upgrading to Premium, you’ll gain access to:
Advanced stock recommendations tailored for dividend growth
In-depth research on high-yield dividend stocks with strong growth potential
Exclusive updates and insider insights to stay ahead of the curve
Undervalued Dividend Lists
With Premium access, you’ll get:
Undervalued Dividend Eagles (updated monthly)
Undervalued Dividend Kings (updated monthly)
Undervalued Dividend Aristocrats (updated monthly)
These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.
Dividend Insights
Gain exclusive insights:
Top 5 MaxDividends Ideas of the Month
Top 3 Most Promising Dividend Ideas of the Week
List of Dangerous Dividend Stocks (updated monthly) – avoid risky picks
These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.
🟢 And even MORE!
Unlock the best dividend tools available, created by the MaxDividends Team:
Dividend Screener: Find your own hidden gems—uncover undervalued dividend stocks with high growth potential.
Dividend Portfolio Tracker: Keep track of every aspect of your passive income and optimize your portfolio.
Dividend Checker: Check the financial and dividend score of 19,000+ companies worldwide to make data-driven choices.
MaxDividends Premium gives you all the tools you need to build, track, and grow your passive dividend income to retire early and live off dividends.
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MaxDividends Mission
Helping & Supporting Everyone in Building a Growing Passive Income, Retiring Early, and Living Off Dividends.
FAQ
I ❤️ Dividends: Why I Believe Dividend Investing Is the Best Strategy | PDF Book
How Effective is the MaxDividends Strategy for Building Growing Passive Income
Someone's sitting in the shade today because someone planted a tree a long time ago. ― Warren Buffett.